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Month: January 2026

admin comments (0) January 20, 2026

Mal Breaks MEA Records with $230m Seed Round to Build ‘World’s First’ AI-Native Islamic Digital Bank

Mal, an Abu Dhabi-based fintech founded by serial entrepreneur and former Botim CEO Abdallah Abu-Sheikh, has closed a record-breaking $230million seed funding round. Led by global investment platform BlueFive Capital, alongside strategic investors and family offices, the raise is reportedly the largest seed round in the history of the Middle East and Africa (MEA) region. […]

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admin comments (0) January 20, 2026

Indonesia’s Payment Revolution: Behind the Breathless Rise of QRIS and the Road to 2030

Stanchion Payments, a global payment technology solutions provider, has released the latest instalment of its Voices from the Market series, shining a spotlight on Indonesia’s rapid transformation into one of the world’s most dynamic mobile-first payment environments. Drawing on insights from Austrade Indonesia, the analysis identifies the Quick Response Code Indonesian Standard (QRIS) as the […]

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admin comments (0) January 19, 2026

The Future of Banking: Embedded Finance and Data Evolution

In this episode of The Fintech Times, News & Views Podcast, Join Mark Walker and Kelvin Tan from Audax as they delve into the future of banking, discussing embedded finance, data-driven business models, and the potential of stable coins. Discover how banks can transform into data mediators and what this means for the industry. The post […]

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admin comments (0) January 14, 2026

Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows

Digital payment technologies are often presented as a clear answer to financial exclusion. From mobile wallets to online payment platforms, fintech solutions promise lower costs, faster transactions, and broader access to financial services. For many firms and regulators, the assumption is straightforward: if payments become digital, inclusion will naturally follow, In an article for The […]

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admin comments (0) January 14, 2026

Fintech Awards London 2026 Launches at House of Lords with S&W as new Headline Sponsor

The Fintech Awards London 2026 has officially launched at an exclusive event held at the House of Lords, marking the start of another year celebrating innovation and leadership within the UK’s financial technology sector. The launch event welcomed industry leaders, policymakers, and past award winners to the historic venue, setting the tone for what organisers […]

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admin comments (0) January 14, 2026

Future Finance Launches Consultancy Service to Tackle UK’s Financial Productivity Slump

Future Finance, a Bristol-based accelerator led by the University of Bristol, has launched a new Innovation Adoption Consultancy aimed at helping UK financial services SMEs overcome barriers to digital transformation. The initiative comes as the sector faces persistent productivity challenges. Since 2015, the UK financial sector’s productivity growth has been among the slowest in the […]

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admin comments (0) January 14, 2026

DFSA Shifts to Firm-Led Assessment in Major Crypto Token Framework Update

The Dubai Financial Services Authority (DFSA) has enforced a significant update to its regulatory framework for Crypto Tokens within the Dubai International Financial Centre (DIFC), marking a strategic shift toward a firm-led assessment model. Effective today, 12 January 2026, the updated regime places the responsibility directly on financial services firms to determine whether specific Crypto […]

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admin comments (0) January 14, 2026

MariBank Launches S$1 Physical Gold Investment Fund for Singapore

MariBank, the digital bank subsidiary of Sea Limited, has launched Mari Invest Gold, a new offering that allows customers to invest in physical gold with a minimum entry point of just S$1. The move makes MariBank the first digital bank in Singapore to offer such a low barrier to entry for the LionGlobal Singapore Physical […]

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admin comments (0) January 13, 2026

Cross River Selected as Initial Banking Partner for Visa’s Stablecoin Settlement Pilot

Cross River Bank has become one of the first regulated U.S. banks to join Visa’s stablecoin settlement pilot program. In partnership with Highnote, the technology infrastructure provider will begin settling transactions with Visa using Circle’s USDC stablecoin over the Solana blockchain. The initiative aims to move stablecoin settlement from theoretical concepts into a live production […]

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admin comments (0) January 13, 2026

ACE Money Transfer Leverages Irish License for Strategic European Expansion

ACE Money Transfer, a UK-based global remittance provider, is leveraging its Irish operations as a strategic hub to scale its services across the wider European continent. The company, which is authorised and regulated by the Central Bank of Ireland as a payment institution, aims to replicate its growth in the Irish market to challenge the […]

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