IXOPAY has launched three new TokenEx tokenization packages designed to make “token-first” payments the default standard for enterprise merchants.
The move aims to address the growing challenge of payment stack fragmentation, offering businesses a faster path to securing data, reducing PCI scope, and achieving processor independence.
Breaking processor lock-in
According to IXOPAY, many merchants currently remain constrained by “processor-owned tokens” and brittle integrations that are costly to change. The new packaged options are intended to remove the “build-it-yourself” burden, providing payments teams with a standardized starting point that scales as they add new processors, geographies, and payment methods.
The three new packages include:
- TokenEx Core: Focuses on network and universal tokens to keep credentials portable, effectively reducing vendor lock-in and minimizing PCI compliance scope.
- TokenEx Connect: Includes the Core features plus access to over 20 pre-built PSP integrations, allowing for faster multi-processor strategies without the need for re-vaulting data.
- Alternative Payments: Offers out-of-the-box access to Alternative Payment Methods (APMs) such as PayPal, Venmo, and BNPL services, simplifying the complexity of expanding acceptance.
In parallel with the new packaging structure, IXOPAY is expanding its global coverage by adding support for PIX, Brazil’s instant payment system, via dLocal. This integration is designed to facilitate faster market entry and expansion for merchants targeting the Latin American region without the need to build complex local integrations from scratch.
The company’s leadership, including Interim CEO Suzanne Rudnitzki and CPO Peter Papaioannou, is positioning these updates as a strategic response to the need for greater flexibility and security in the enterprise payments landscape.
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